Deposit and withdrawal methods
Fund your account and take money out in pounds sterling using the payment methods UK customers already use every day. Every method is free of charge from our side, and the table shows how long each one normally takes.
Withdrawal methods
Withdrawals are normally returned by the route you used to deposit, and always to an account in your own name.
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Faster Payments (bank transfer) | Bank transfer | Free | Within 24 hours | Withdrawals go to a UK bank account in your own name. Once a request is approved the payment is normally sent by Faster Payments and arrives within 24 hours. |
| BACS (bank transfer) | Bank transfer | Free | 1–3 business days | Where Faster Payments is not available for the receiving account, withdrawals are sent by BACS. These usually take between one and three business days to reach you. |
| Visa | Debit / credit card | Free | 1–5 business days | Where your issuing bank supports it, a withdrawal can be returned to the same Visa card used to fund the account. The final credit depends on the card issuer and usually takes one to five business days. |
| Mastercard | Debit / credit card | Free | 1–5 business days | If you funded the account with Mastercard, the withdrawal is normally returned to the same card. Processing depends on your bank and the card network and usually takes one to five business days. |
| PayPal | Digital wallet | Free | Within 24 hours | If you funded the account with PayPal, the withdrawal can go back to the same PayPal account. Once approved, the money is normally available in PayPal within 24 hours. |
Deposit methods
Deposits start from £200. Your bank or card issuer may ask you to confirm a payment in its own app.
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Faster Payments (bank transfer) | Bank transfer | Free | Instant | Send sterling from your UK current account using the sort code and account number shown in your dashboard. Faster Payments usually settle within minutes, around the clock, and the deposit is credited as soon as the bank confirms it. |
| Visa | Debit / credit card | Free | Instant | Fund your account with a UK-issued Visa debit or credit card. Your bank may ask you to approve the payment in its app through Visa Secure, after which the deposit is normally credited straight away. |
| Mastercard | Debit / credit card | Free | Instant | Mastercard deposits work like Visa deposits. Strong customer authentication through your bank is required, and once the payment is approved the funds normally appear in your account within moments. |
| PayPal | Digital wallet | Free | Instant | Pay from your PayPal balance or from the bank account or card linked to PayPal. Once PayPal confirms the payment the deposit is normally credited immediately. |
| Apple Pay | Mobile wallet | Free | Instant | Approve the payment with Face ID, Touch ID or your passcode on a compatible iPhone, iPad or Mac. The card behind your wallet is authenticated by the device, and the deposit normally lands at once. |
| Google Pay | Mobile wallet | Free | Instant | Pay from a compatible Android device or Chrome using a card saved in Google Pay. The payment is authenticated on the device and is normally credited without delay. |
Sterling only
Amounts are held and shown in pounds. If you pay from an account in another currency, your bank may convert it and charge for doing so.
Your name on every account
Payments must come from, and return to, accounts in your own name. We cannot accept third-party payments.
Before you withdraw
Read the Withdrawal policy for limits, checks and the reasons a request might be delayed, and the Fees page for the full cost picture.